BackJULY 20, 2026
What Is a Lease Maturity Statement?
A lease maturity statement summarizes the upcoming end of the lease and the lender's next steps.
Lease Maturity Statement in plain English
A lease maturity statement summarizes the upcoming end of the lease and the lender's next steps.
It may show maturity date, payments, purchase option, inspection instructions, and return requirements.
Confirm the deadline.
What to review about lease maturity statement
The complete transaction matters more than the label alone.
- 1
Maturity date
Confirm the deadline.
- 2
Inspection
Schedule within the recommended window.
- 3
Purchase option
Request a current payoff.
- 4
Return instructions
Identify authorized locations.
A practical example
A statement arrives 90 days before maturity, giving the customer time to review buyout and replacement options.
The customer should compare the complete financial and practical effect before moving forward.
Common questions
Is it the final bill? No.
Does it show equity? No, equity requires market value.
What if I do not receive one? Contact the lender directly.
Related terms
Continue with lease extension, lease payoff and pre-return inspection.
Questions about lease maturity statement?
Belgravia can turn the maturity statement into a complete return and replacement plan.